Best time to buy a house in Dublin, Ohio
Meta description: If you are looking to buy a house in Dublin, you should know when the best time to do it is. These tips will help you.
Alt tag: a home with a yard and a fence
Buying a house is a process nobody looks forward to. It is highly stressful, anxiety-inducing and it takes a long time to find the right property. Also, even before buying, you have to spend a considerable amount of money securing the house. The market and especially the buyers are highly competitive, and if you are not ready to jump headfirst, you will quickly lose a shot at getting your dream home. More so if you wish to buy a house in Dublin, Ohio. This historical town is, as of this moment, the most sought-after place to put down roots. And no wonder because it has a high quality of life and low cost of living. Which means the home prices have gone up. However, the good news is that throughout the year, they fluctuate, and at certain times it is possible to find a beautiful and affordable house.
Winter is the best time to buy a house in Dublin
Ohio is famous for its cold winters, and this is a perfect time to go shopping for a home in Dublin. Specifically, the month of January has the lowest prices, going around 20% below the yearly average. The majority of homeowners managed to close the deals throughout the summer months using the advantage of vacations and school breaks when the demand for properties is highest. For families buying homes with kids, this is the only available time to do it. Also, in the middle of the winter, homes stay longer on the market, so it pushes owners to sell them as soon as possible. In fact, the property will linger 35 days longer than the average 85 days. Thus, this a perfect time to go shopping without the usual bidding war with other buyers. Additionally, owners know that the longer they wait, the less chance they have of selling for the desired price.
Alt tag: a faceless woman holding a calendar with the month of January visible Caption: January is perfect for finding an affordable home in Dublin, Ohio
Location is everything
Like everywhere in the US, the location of your future home in Dublin will dictate the value of the property. So you need to choose carefully, particularly if you are trying to stay within a limited budget. So firstly, families will immediately go for a house that is closer to a school or park and is in a quiet neighborhood. Naturally, those are most sought after, and their prices can be considerably higher than the one’s a bit further away. However, if you are not sure which areas are more affordable, visit zippyshellcolumbus.com. Moving companies know best where the majority of people are relocating and consequently raising the values of homes. Likewise, when looking to buy a house in Dublin, the city center is the most desirable location, so if you wish to save money, look at the suburbs.
Secure the finances
Over the last year, the prices of houses in Dublin have risen by 9%, making the average cost 450.000$. It is considerably higher than the rest of Ohio, where the prices are around 235.000$. So unless you can pay in cash, you will have to get a mortgage. However, do not rush. Take some time to research the rates before you choose the best mortgage. After all, a monthly payment is a considerable expense that you should calculate into your overall budget. Thus, percent up or down on your mortgage is a hefty sum. But you can get a better deal for a home bought in December when there is 2.95% interest for a 30-year mortgage. Likewise, do not get pressured by lenders to accept a bigger loan. Try to find a person who will explain in detail what you are signing up for.
Alt tag: a faceless man giving a pen and paper to another person to sign Caption: Once you decide to buy a house in Dublin, do not make a rash decision when choosing a mortgage deal
Take advantage of wintertime bargains and save money for the move
Another reason winter is the best time to move to Dublin is due to the number of shopping bargains available from the beginning of December. Naturally, when buying a home, you will need a fair amount of new appliances and furniture. Due to the holidays, shops have great deals. Thus, it is the perfect time to use them since you will need to save as much as possible for the relocation to your new home. Get everything ready for this step by taking enough time to organize and make a plan. Otherwise, you might miss some steps and make mistakes that will end up costing you. If you do not have experience with relocation, professional movers will help take the load off your shoulders. Whether you are moving from a different state or neighboring city, they will make sure all your belongings are safely transported. Also, in winter, moving companies are not fully booked, so you’ll be able to find movers with reasonable quotes.
Negotiate for the best price
Once you decide on your dream home, it is time to negotiate the price. In most cases, it is better to leave this job to your agent. They have the necessary experience and knowledge to lower the cost of the property to your advantage. For example, an older and leaking roof will take up to 10 grand off the value. Likewise, the owner who missed the summer peak season will want to sell a home in a hurry for a top dollar. Likewise, avoid staged homes that looked like movie sets. Instead, opt for more shabby-looking ones that have potential. It might take a bit of searching, but you might find a gem that costs less but does not require a lot of investment.
Alt tag: a faceless man counting money Caption: With a good real estate agent, you’ll be able to save a considerable amount of money
When buying a house in Dublin, patience is crucial
With different kinds of properties from Victorian and Queen Anne to Craftsman and New Colonial, it will take a bit longer to find and buy a house in Dublin that satisfies all your requirements. They span the entire era from 19 century to 1990, so you can be sure you will have a unique looking home. Have patience, and do not settle for the first one you find. It might take time and effort, but once you see it, you will know it is the right home for you.
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